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Salon & Spa Equipment Financing That Empowers Your Growth

Your vision deserves to take shape—not wait. Whether you’re opening your first suite or expanding a multi - location spa, we’re here to help you finance your next step with equipment that reflects your brand and supports your goals.  

Salon Services
$447B+

The global salon services market is expected to surge past $447 billion by 2032.

Spa Services
+12.7%

The global spa services market is expected to rise 12.7% in the next ten years.

That kind of growth means more clients, more competition—and more opportunity . The right equipment investment today could shape how your business shows up tomorrow.

Our Financing Partners & Programs

We work with carefully vetted partners so you can benefit from clarity, speed, and reliability:

Klarna

For purchases of $150 - $20,000.

Klarna allows you to buy now and pay over time for purchases of between $150 and $20,000.1 Need quick cash upfront with easy, interest-free payments? Klarna has you covered.

Learn more.

Brickhouse Capital

For purchases of $7,500 and up.

Brickhouse Capital offers a quick application process and fast approval to help you get the funds you need as soon as possible.

Learn more.

How It Works (Simple & Transparent)

Applying for Klarna financing is easy:

1
Choose your equipment

Add your equipment and tools to your cart.

2
Select your financing option

At checkout, choose Klarna for an instant decision and complete your purchase right away.

3
Your order is shipped

Once approved and your order is placed, Minerva ships in-stock items within 1–2 business days.

4
You pay over time

Make manageable monthly payments directly through Klarna, per your agreement.

If you’re prepping for a bigger investment, Brickhouse Capital offers financing for purchases of $7,500 and up with a simple application and fast review process. Once approved, funds are released quickly so you can place your order and move forward without delay.

Learn more and apply today to get your project moving.

Why Finance Minerva Beauty Equipment?

You don’t have to choose between investment and aesthetics. Our beauty salon financing options are designed to help you invest confidently, without the delays and heavy restrictions of traditional loans.  

  • Flexible payment plans built for your cash flow 
  • Variety of financing options through trusted partners 
  • Fast decisions and funding, so you’re not waiting weeks 
  • No heavy bank-style restrictions or hidden barriers 

We’re not just a supplier. We’re a partner who knows what it’s like to run a salon, spa, or barbershop. We help you get the equipment you want now, without compromising your vision or your budget.  

What You Can Finance 

We support a wide range of professional beauty and wellness gear, including: 

            Make your decision with confidence — Read our complete guide to buying vs. financing salon and spa equipment . 

            Real Stories from Real Customers

            “The easiest transaction of purchasing the equipment we needed and wanted. The whole process was super easy and smooth with great customer service.”
            — J Axion
            “Excellent customer care and very professional support. Thank you, Minerva!”
            — Karina Kukharska
            “Minerva has been a pleasure to work with, and I look forward to purchasing from them in the future as I grow my business.”
            – Phillip Paster

            Not Sure Where to Start? Let's Figure It Out Together.

            Have questions about financing? Need help figuring out the best equipment for your space? Our team is here to talk it through—no pressure, just real support from people who understand the beauty and wellness industry.

            Contact us today and let us know how we can help you move forward with confidence.

            Get Support

            Frequently Asked Questions

            1. What credit score do I need?
            It depends on the partner and your business history, but many stylists with limited credit still qualify.
            2. How fast is approval?
            Klarna provides an instant decision at checkout so you can place your order right away. Brickhouse Capital typically reviews applications within 24 hours for larger financing needs.
            3. Is there a penalty for paying early?
            No surprises—your financing terms will clearly state how early payments are handled. For questions about payment schedules, rates, or term details, please contact your selected financing provider directly.
            4. Can I apply if I’m just starting out?
            Absolutely — and if you’re a first-time salon or spa owner, we recommend choosing Klarna at checkout for the fastest, easiest approval process.